Credit
Credit impacts almost everything that you do.
Want to own your own crib some day? A bad credit score will keep you from getting a mortgage with a good interest rate—or any mortgage at all. Want a better job? Plenty of employers won't hire you if your credit is bad.
On this page you will find everything you need to know about credit. What actions usually determine your credit score? How do you start building credit? Or repair it when your credit is already hurt?
Are You a Prey for Credit Repair Scams?
Are you worried about your credit? Owe too much money? If so, you may be at risk to fall prey to credit repair scams. This video will help you recog…
The Height of Credit Repair Pyramid Schemes
The ancient pyramids were built thousands of years ago. And while scammer pyramids aren't that old, they can be just as fascinating. In response to a …
Buy Now, Pay Later. What Could Go Wrong?
When shopping online and off, have you noticed a payment option that allows you to pay over time? These options are offered by companies such as After…
What Is Predatory Lending?
Not all lenders are legit. So what are the warning signs? Check out our tips right here.
Pros and Cons of Buy Now, Pay Later Services
When shopping online, have you noticed a new payment option that allows you to pay over time? These options are offered by companies such as Paypal Cr…
Credit Repair Scams Are Exploding—FTC Hits Another Company with Fines
The Federal Trade Commission is sending refunds totaling nearly $150,000 to individuals who lost money to a company called Grand Teton Professionals, …
What Is Predatory Lending?
Predatory lending is using deceptive or unfair tactics to get a borrower to take out a loan that benefits the lender instead of the borrower. These ty…
No Credit? Bad Credit? Yummy!
Yummy! (If your goal is taking advantage of people.)
A bad credit personal testimony: My Past Money Mistakes and My Future Hopes
New Credit, New Identity
Honest Ted is anxious to meet you.
His employer, Credit Repair Central, hopes you'll call him soon. They feel pretty good about their chances since p…
We Throw Credit Cards at People, Literally
Throw away!
Direct talk.
Take a gander at our credit card resource page.
Are (Quick) Loans a Solution to Money Trouble?
You’re out of cash and need to pay bills... Quick cash loans, a.k.a. high interest rate loans are (very likely) not your solution. As they may get…
Financial Products You Should Avoid!
Recently, I was asked to weigh in as an expert on "what financial products consumers should avoid", as part of an article on the WalletHacks website.
…
Become a "FoolProof Skeptic", and Do It Right.
Make money, spend money: Gifts, groceries, housing, transportation, utilities, health, entertainment, and more. If you know the cycle of your life, yo…
Millennials: All About (Your) Credit
I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…
Credit 101
Creditworthiness
Your "creditworthiness" is the single most important factor financial institutions look at when deciding whether to grant you a loan…
CFPB Orders LendUp to Pay $3.63 Million for Failing to Deliver Promised Benefits
Online Lender Did Not Help Consumers Build Credit or Access Cheaper Loans, As It Claimed
Source: www.consumerfinance.gov
Today the Consumer Financia…
CFPB Fines Titlemax Parent Company $9 Million for Luring Consumers Into More Costly Loans
Lender Also Illegally Exposed Borrowers' Debt Information to Employers, Friends, and Family
Source: www.consumerfinance.gov
The Consumer Financial P…
Is Your Subprime Card Hurting You?
Most people who have experienced bad credit can agree that the following information often indicates that there is light at the end of the tunnel.
Buying a Car When You Have Bad Credit
You need a new vehicle, but your credit is spotty or bad. Can you afford to buy a reliable car or truck? Can you get a loan at reasonable rates? Can y…
